The Small Business Administration (SBA) (www.sba.gov) has a number of loan programs for small companies.

SBA 7a Loan Program

Its basic SBA 7a loan guarantee program is perhaps the best known. (more…)

Compliance with federal and state securities laws is a serious consideration for every company. Learning what you can and cannot do under the securities laws is a valuable tool in your arsenal of knowledge. Every time your company issues or sells securities, the transaction must comply with federal securities laws and the securities laws of the state (more…)

A business plan is a blueprint of what your business is and what you want it to become. The business plan outlines and describes what problem suffered by individuals or organizations. It shows how your solution to that problem is much better—not just marginally better—than those that already exist. The plan shows how you will implement your solution, grow your company, and create ownership value. (more…)

It has been over 13 years since I joined my first network-marketing company. Looking back, I can tell you that it has been one heck of a roller-coaster ride. The last 3 years have been incredibly successful for me. Over the last 2 years, I have made well over $500K. Yes, I am bragging, but I also want to admit I had to learn the hard way that my income ultimately had an “expiration date” on it. (more…)

Like other consulting firm, most of retirement consulting business is using expertise gained over a career, or through other life experience, to get income after retirement. Everyone who has reached the level of maturity where retirement is possible has acquired expertise of one sort or another. Then he or she can use that expertise in the form of retirement consultants. It is expertness that consultants sell in blocks of time. It is obvious, both expertise and time are the only commodities stored by consultants. (more…)